1. Consult with a Credit Specialist: When you get in touch, you'll speak with one of our credit specialists. They will explain our program, address any questions you may have, and determine if our service is suitable for you.
2. Enroll Online or by Phone: Next, you'll begin the enrollment process, which you can do either online or over the phone, depending on your preference. This step gives you access to our client portal, where you can monitor monthly updates, establish payment details, and complete the onboarding process.
3. Start the Restoration Process: After consulting with a specialist and enrolling, it's time to start the restoration process. You'll be assigned a dedicated credit repair specialist who will work on improving your credit profile each month. They will send dispute letters to the three major credit agencies and creditors for any accounts you wish to challenge due to errors. While we focus on removing negative items each month, you'll concentrate on building your credit history and maintaining positive credit habits to facilitate the process. Results cannot be guaranteed, and the timeframe for completion varies. Upon reviewing your credit report, we can provide an estimate of the expected duration.
Achieving Credit Enhancement: Our objective is to assist every client in achieving a fair credit score of 680 or higher. Each month, we will collaborate toward this objective, we are managing 80% of the effort, and the client contributing the remaining 20%. Success depends on teamwork—if both parties fulfill their responsibilities. Throughout the program, you will gain a better understanding of credit and develop positive habits to sustain your credit improvement even after completing the program.
Our services are offered on a month-to-month basis, and clients have the flexibility to cancel their service at any time. We require at least five days' notice prior to any upcoming recurring payment for cancellation.
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