Once you call in you will speak with a credit specialist who will tell you about our program, answer any questions that you have, and determine if our services is what’s best for you.
Next is the enrollment process which can be done online or over the phone whichever you’re most comfortable with which you will gain access to our client portal to track updates each month, set up your card details for draft or one time payment, and complete onboarding which is no more than 10 minutes.
Now that you have spoke with a specialist, and enrolled it’s time to start the restoration process! You will be assigned one credit repair specialist that will work on your credit profile each month by sending letters to the 3 major credit bureaus, and creditors on each account that you would like challenged because of errors.
While we are working on the deletions each month you will work on building your credit history and maintain positive credit habits so that this process is an easy one. Results cannot be guaranteed, and the timeframe on how long it will take is undetermined once we review your credit report we can provide an estimate only of how long it may take.
Our goal is to get each client to a fair credit score of 660+
Each month together we will collectively work towards that goal Credit Miracles Credit Repair will do 80%, and the client will have to do 20% or it simply won’t work. While in the program you will gain a better understanding of credit so that once you’re done you can continue those same positive habits that we teach to continue with a credit increase!
When you enter your information. Please double check to make sure ALL the information entered is correct before pressing submit.
You are REQUIRED to keep MONTHLY credit monitoring for us to see all 3 of your credit reports every 30 days, in order to update you with any changes, such as deletions/updates that have occurred. It is impossible for us to do our job without you having credit monitoring. So, If you can not afford to pay $21.99 monthly for credit monitoring, please do not sign up for our services. If you downgrade your credit monitoring during our program, we will cancel your account with us. The account that you sign up with is the one that you need to keep until you cancel services. The cheaper plans do not give us all of the information that we need. Again, if you cannot afford to pay $21.99 a month for credit monitoring, simply do not sign up.
Do not enroll if you are not able to complete your on-boarding within 48 hours. It takes no more than 20 minutes to complete on boarding. If it’s going to take you longer than 48 hours, please do not sign up for our services.
Do not sign up if you are currently behind on paying your bills. We do not want our services to be another bill added on as a burden for you. Old accounts are fine. But if you are behind on your current accounts, please do not sign up.