FAQs - Credit Enhancement Services

• Credit repair involves the process of identifying and disputing inaccurate, erroneous, or outdated information on your credit reports with the goal of improving your credit score.

The duration of credit repair can vary depending on the complexity of your credit issues and the responsiveness of the credit bureaus and creditors. While some improvements may be seen in 30 to 45 days, significant changes typically take months to achieve.

While we cannot guarantee specific outcomes, we are committed to working diligently on your behalf to improve your credit profile. Our track record demonstrates significant improvements for many of our clients.

Credit repair does not negatively impact your credit score. In fact, by removing inaccurate or negative items from your credit report, your score may actually improve over time. Your scores will fluctuate during the program.

Our credit repair services are priced competitively and vary depending on the level of service you require. Please fill out your info and we can do your free credit analysis and provide you with a quote.

While it's possible to dispute inaccuracies on your credit report independently, navigating the complexities of credit repair can be challenging. Our experienced team is well-versed in credit laws and procedures and can efficiently guide you through the process. If you want to we have a DIY ebook that you can use to help you. 

Yes, credit repair services are legal and regulated by the Credit Repair Organizations Act (CROA). We adhere to all applicable laws and regulations to ensure compliance and ethical practices.

No, it's generally not necessary to close existing credit accounts as part of the credit repair process. In fact, maintaining a mix of credit types and a positive payment history can contribute to a healthier credit profile. Closing old accounts will negatively impact your overall credit profile.

We provide regular updates on your credit repair progress via our secure client portal. You can expect to receive notifications whenever there are updates or changes to your credit reports.

Yes, you have the flexibility to cancel your credit repair services at any time. Please refer to our cancellation policy for more information on the process and any applicable fees.